What AI tools actually cost, how they compare, and how to pay less. Written by the ScoviAI team, with prices checked on each seller's own site.
Coding · 5 min read
GitHub Copilot Pro is the cheapest paid AI coding assistant at $10 a month. Cursor Pro, Windsurf Pro and Kiro Pro cost $20 a month for a full AI editor with agents. Students can get Copilot, Cursor and Kiro free.
Oct 5, 2026
Writing & SEO · 5 min read
Grammarly Pro costs $30 a month, $60 every three months or $144 a year ($12 a month). Paying yearly saves $216. Cheaper alternatives: QuillBot Premium at $99.95 a year and ProWritingAid Premium at $120 a year.
Oct 5, 2026
Image & Video · 6 min read
The cheapest paid AI video plans start around $7–10 a month (Kling, Pika, Luma). Runway costs $12 a month on yearly billing but is the most complete studio. Kling, Luma and Hailuo all let you generate watermarked videos for free first.
Oct 5, 2026
Productivity · 5 min read
Fathom has the most generous free plan (unlimited recordings and transcripts). Granola is the best free option without a meeting bot, and tl;dv is best for teams. The cheapest paid upgrades are Tactiq, Krisp and Notta at about $8 a month billed yearly.
Oct 5, 2026
Productivity · 5 min read
US college students can get Google AI Pro free for a year, ChatGPT Plus free for 4 months (claim by October 31, 2026), and Cursor Pro and Kiro free for a year. GitHub Copilot and Figma are free while you study, and Adobe, Perplexity and Lovable are about half price.
Oct 5, 2026
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